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McInnis Insurance Services, Inc. Blog: tips

View the latest blog posts from McInnis Insurance Services, Inc..

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Tuesday, February 5, 2019

If Your Home Is Lost, Does Your Mortgage Company Get the Check?

A devastating storm rips through your community. Your home suffers significant damage. The home insurance agent tells you that repairs are just too expensive. Instead, it wants to help you rebuild your home. Or, it wants to pay you the maximum allowable under the policy. READ MORE >>

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Friday, January 11, 2019

How to Save Money with a Young Driver on Your Auto Insurance

Young drivers are likely to raise your auto insurance rates. These drivers have little to no experience. They are also more likely to be reckless. As a result, most car insurance companies charge a bit more for coverage on their vehicles and to insure the driver. However, there are a few ways to help you to reduce costs. READ MORE >>

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Monday, October 8, 2018

Can Adding a Generator to Your Home Reduce Home Insurance Costs?

Imagine what happens when the power goes off. Instantly, your refrigerator cannot keep food cold. Your home’s heating and cooling system cannot work. The sump pump in the basement cannot run. These are all risks. And, they can raise the risk of you having to file a home insurance claim. READ MORE >>

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Thursday, September 13, 2018

What Is Buzzed Driving and How to Avoid It

Buzzed driving occurs when a person drives after consuming alcohol but is not necessarily intoxicated. An individual consumes some alcohol, which could cause some level of impairment. Some drivers are still at a high risk of causing an accident in these situations. When should you stop drinking if you plan to drive? READ MORE >>

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Monday, June 4, 2018

Will Home Insurance Cover Roof Damage from Wind?

Wind can be powerful. Even if you do not live near the ocean or plains, it can cause damage to your home.  The roof is highly susceptible to such damage. In a flash, your roof shingles may no longer be present. You may even see the roof lift off the structure. This type of damage is very destructive. READ MORE >>

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Tuesday, May 8, 2018

Protecting Yourself and Your Car on Rural Roads

Louisiana has plenty of scenic beauty. Yet, the bayous, Mississippi River delta and longleaf pine forests are part of a state which still retains a lot of rural isolation. In many ways, this adds to the Pelican State’s attraction to tourist drivers. READ MORE >>

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Tuesday, February 13, 2018

Protecting Your Home During Bad Weather in Louisiana

Spring is approaching. As seasonal changes beckon, you can look forward to warming weather. Often, fronts accompany the warming trend, and with these fronts might come storms.  The risk of severe weather increases during the spring. With it comes a higher risk of property damage. READ MORE >>

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Monday, July 24, 2017

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

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Friday, June 23, 2017

Road Trip Maintenance for the Summer

The summer’s here and it’s time to hit the road. Before you go, planning ahead can save you time and money. Getting your car prepared is the first step to a great road trip. Not only can maintenance improve your finances, it can also protect your insurance risks. READ MORE >>

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Baton Rouge, LA 70809

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