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McInnis Insurance Services, Inc. Blog: renters insurance

View the latest blog posts from McInnis Insurance Services, Inc..

Searching for a new place to rent isn't always fun. Apartments and homes in the best locations get rented out fast. This isn't just because dozens of people applied. It's also because the new tenants are highly qualified. Here are 8 tips to help your rental application stand out above all the others: READ MORE >>

You might be proud of your heirloom engagement ring, or that piece of art that you inherited from a family member. You don’t want anything to happen to it, and that means protecting it in your home. Still, as many precautions as you might take to safeguard these items, you can’t prevent all damage risks. READ MORE >>

Bed bugs are pests, and health and safety hazards. They might easily get into your home or apartment, but they are hard to destroy. Getting rid of them could also prove costly. So, if you uncover an infestation, you might wonder if you have help under your renters insurance? READ MORE >>

Young people often find roommates are convenient partners to share costs in their first homes. Roommates often share rent, utility bills and certain possessions. They occupy and take care of the same safe. Yet, each party’s renters insurance needs remain separate entities. READ MORE >>

You won’t own the home or apartment you rent. That belongs to the property owner. However, you’ll own your possessions in the home. Those items need protection. If you have renters insurance, the good news is you’ll probably have possessions coverage. READ MORE >>

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

You may know that as a renter you need renters insurance. But, why? Why do you need to purchase a policy if you do not own the property? Many people misunderstand the difference in the coverage a landlord or property owner purchases and renters insurance. READ MORE >>

Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>

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7814 Office Park Blvd
Baton Rouge, LA 70809

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Please note that we cannot bind insurance via email, fax or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used is not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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