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McInnis Insurance Services, Inc. Blog: renters insurance

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Young people often find roommates are convenient partners to share costs in their first homes. Roommates often share rent, utility bills and certain possessions. They occupy and take care of the same safe. Yet, each party’s renters insurance needs remain separate entities. READ MORE >>

You won’t own the home or apartment you rent. That belongs to the property owner. However, you’ll own your possessions in the home. Those items need protection. If you have renters insurance, the good news is you’ll probably have possessions coverage. READ MORE >>

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

You may know that as a renter you need renters insurance. But, why? Why do you need to purchase a policy if you do not own the property? Many people misunderstand the difference in the coverage a landlord or property owner purchases and renters insurance. READ MORE >>

Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418
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