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Home > Blog > McInnis Insurance Services, Inc. Blog: life insurance
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McInnis Insurance Services, Inc. Blog: life insurance

View the latest blog posts from McInnis Insurance Services, Inc..

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Monday, March 7, 2022

Do You Need Life Insurance After a Divorce?

If you’re recently divorced and your children are grown, you may think that cancelling your life insurance policy is an appropriate decision. However, the truth is that life insurance still has many more benefits that can help your loved ones after your death. READ MORE >>

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Thursday, November 4, 2021

Do E-Cigarettes Affect Your Life Insurance Rates?

Smoking causes disease and reduces your lifespan; you know it, and so do insurance providers. In fact, smoking—and the use of all nicotine-based products—causes approximately 480,000 deaths per year, which is why life insurance can cost significantly more for smokers.  READ MORE >>

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Wednesday, July 21, 2021

4 Benefits of Life Insurance

Life insurance isn’t a popular topic to discuss around the dinner table or at friendly get-togethers. But grim as it may be, it’s an important consideration as you plan for you and your family’s financial future. How much do you really know about life insurance? READ MORE >>

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Thursday, March 26, 2020

How Long Should I Carry Life Insurance?

When looking for a life insurance policy, it’s important to consider the purpose of your policy. Life insurance is created to provide compensation to loved ones once the insured is gone, but everyone is different—as are their life insurance needs. The most common life insurance policies are term life and whole life. READ MORE >>

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Tuesday, November 5, 2019

Who Needs Life Insurance?

People don't like to think about buying a life insurance policy, but it's something that almost everyone could use. Still, while many could benefit from a life insurance policy, it's not essential for some people. Here's a short list of those who do and do not need life insurance: READ MORE >>

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Friday, March 8, 2019

Keeping Life Insurance After the Kids Move Out

If you recently emptied your nest, you might start looking at your finances in a new light. You might now need to take a closer look at your finances. Do you still need to maintain some of the costs you have to pay now? Is your life insurance now less necessary? Those thoughts might cross your mind. READ MORE >>

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Tuesday, November 6, 2018

The Advantages of Having Life Insurance

Life insurance can provide you with a number of benefits. Though it pays a death benefit to your loved ones, it can play a role in your financial health now, too. The key is to choose the right policy for your needs. Consider a few of the best advantages to purchasing life insurance. #1: It Pays for Final Costs READ MORE >>

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Thursday, July 19, 2018

Think of the Things You Can Do With Life Insurance

When you hear about life insurance, you might not exactly know what it’s good for. Your family is financially secure. You don’t anticipate an early death. What are the financial benefits this coverage can provide for you? Don’t let your own security fool you. READ MORE >>

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Monday, March 12, 2018

Leaving Life Insurance for Your Child’s Future Education

No parent wants to face the prospect of dying while their children are young. However, it can happen. Responsible parents will make sure children can receive care if the worst strikes. Giving your child a strong financial future through life insurance is one way to do so. READ MORE >>

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Friday, October 13, 2017

Are There Tax Benefits to Having Life Insurance?

Life insurance seems like a simple investment. You buy it. If you die while it is in place, it pays your loved ones a sum of money. However, there are other benefits to this insurance plan. In some ways, it can be an excellent way to leave tax-free money to a loved one after death. READ MORE >>

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