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McInnis Insurance Services, Inc. Blog: insurance

View the latest blog posts from McInnis Insurance Services, Inc..

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Wednesday, December 23, 2020

How Does Renters Insurance Work with Pets?

Pets are a part of your family and should be protected. However, renters insurance with pets can be a little more complicated than expected. First, pets are generally covered under renters insurance, but not always in the way you expect.  Are Pets Considered Property for Renters Insurance?  READ MORE >>

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Friday, October 16, 2020

Is Homeowners Insurance Based on Property Value?

The amount of home insurance you need, as well as the price of insurance, depends on several factors. Primarily, your home insurance coverage needs should be based off the value of that which you want to insure. For example, the value of your physical home and personal belongings.   READ MORE >>

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Wednesday, September 16, 2020

Questions to Ask Insurers Before Buying Car Insurance

Insurers will ask you a lot of questions when you’re searching for car insurance. They will want to know where you live, how far you drive each day, what kind of vehicle you have, etc. But it’s just as important for drivers to know the right questions to ask their insurers before signing a car insurance policy. READ MORE >>

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Tuesday, August 25, 2020

Who Should Be Your Life Insurance Beneficiary?

When you decide to buy life insurance, you have to choose your policy beneficiary. This is the person who will receive the money from the policy upon the insured person’s death. You cannot be your own life insurance beneficiary, since you have to die for the policy to pay out. READ MORE >>

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Thursday, July 30, 2020

Does Renters Insurance Cover My Appliances?

When you buy renters insurance, your policy won’t cover the structure of the home itself. However, since you don’t own the dwelling, you won’t need this coverage. Still, you will need to insure your belongings, as well as protect yourself against the liability risks you pose to others. READ MORE >>

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Tuesday, June 30, 2020

Do You Know What Your Homeowners' Insurance Policy Covers ?

Many homeowners may have a problem and may not even be aware of it. Many don't know what their homeowners insurance policy covers. There are reasons for this, some of which are understandable.   Many people buy their initial homeowners' insurance policy when they purchase their home. READ MORE >>

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Friday, May 29, 2020

How to Buy Auto Insurance for a Vehicle with a Salvage Title

Whether you've been involved in a car accident or you're shopping for a new vehicle, it is important that you understand what a salvage title is and its implications when it comes to car insurance. Read this article to learn about how you can buy auto insurance for a vehicle with a salvage title. READ MORE >>

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Wednesday, April 22, 2020

Can You Get Renters Insurance When Renting a Room?

Renters insurance is often discussed in terms of apartments, but it can also be used when you rent a home or room. Even if you rent a single room in a home, you can purchase renters insurance. This insurance helps cover your items in case they are lost or damaged, as well as protects you from lawsuits concerning liability. READ MORE >>

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Thursday, March 26, 2020

How Long Should I Carry Life Insurance?

When looking for a life insurance policy, it’s important to consider the purpose of your policy. Life insurance is created to provide compensation to loved ones once the insured is gone, but everyone is different—as are their life insurance needs. The most common life insurance policies are term life and whole life. READ MORE >>

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Friday, February 28, 2020

When Is It Worth Filing A Burglary Claim?

When it comes to home insurance, burglary is frustrating. Stolen goods might be more valuable for sentimental reasons than economic reasons, and the value of the claim might not even match the deductible. This can leave you in an awkward situation where you would be covered if the thieves had stolen a little more than they did. READ MORE >>

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7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
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