Monday, October 2, 2023If you listen to any of the popular financial counselors, you may get the idea that term life insurance is always preferable to whole life insurance. Conventional wisdom suggests that life insurance is not an investment, but rather a means of providing for your loved ones in the event of your passing. READ MORE >>
Friday, September 1, 2023When businesses experience a commercial property loss, these losses can be tough to manage. It is important to remember that the insured party has certain obligations to the insurance company that must be fulfilled for the efficient handling of the claim. Listed below are common steps to take after a commercial property loss. READ MORE >>
Tuesday, August 1, 2023In home insurance documents, you may read about some situations called covered losses. In short, a covered loss is a type of incident in which the policy covers, or pays for, the loss or incident. It may sound complex. It does not have to be, though. Take a closer look at what it may mean to your insurance coverage. READ MORE >>
Monday, July 3, 2023In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney care part of your home maintenance plan. READ MORE >>
Friday, June 2, 2023Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost. Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>
Tuesday, May 16, 2023Getting commercial auto insurance will mean adjusting the included benefits to fit your particular needs. Standard benefits like liability, collision, comprehensive and uninsured/underinsured motorist coverage are tailorable to the individual policyholder. READ MORE >>
Tuesday, April 25, 2023Most landlords want their renters to have the necessary protections to minimize risk. Many encourage their tenants to purchase renters insurance for this need. Can they require it, though? The fact is, some landlords do require it. Depending on state laws, they may have the ability to do so. READ MORE >>
Wednesday, March 22, 2023Finding the right insurance policy for your business is crucial to keeping your business safe in case of an accident or lawsuit. Business owners policies (BOP) offer various coverages for small businesses in low risk industries. While this insurance is designed to save small businesses money, they an still be expensive. READ MORE >>
Wednesday, February 1, 2023Safeguarding your home against possible dangers is something every homeowner takes seriously, and for good reason. A home is a safe space for you and your family to relax, learn and grow. One of the most common dangers is a break-in. No one likes the idea of someone forcibly entering their home and taking their belongings, or worse, hurting someone. READ MORE >>
Monday, January 2, 2023There are various forms of coverage available under your auto insurance policy and it is important to know the distinction between each of them so that you know which coverage you have and which coverage you need. READ MORE >>
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