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McInnis Insurance Services, Inc. Blog: home insurance

View the latest blog posts from McInnis Insurance Services, Inc..

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Wednesday, February 1, 2023

Can a Burglar Alarm Save You Money on Home Insurance?

Safeguarding your home against possible dangers is something every homeowner takes seriously, and for good reason. A home is a safe space for you and your family to relax, learn and grow.  One of the most common dangers is a break-in. No one likes the idea of someone forcibly entering their home and taking their belongings, or worse, hurting someone. READ MORE >>

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Friday, October 7, 2022

Electrical Fire Prevention Tips

According to the National Fire Protection Association, electrical fires account for 13 percent of home fires. Although houses with old electrical wiring are at high risk, even a recently built home can have an electrical fire. This is because electrical fires have many causes besides old wiring. READ MORE >>

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Thursday, June 2, 2022

10 Grilling Tips to Keep Your Home and Family Safe

On warm days, there's nothing quite like heating up the backyard grill to cook your favorite foods. Ribs, chicken, burgers and vegetables all taste especially flavorful on a beautiful sunny day, and it's a great time to gather family and friends and spend some time together. READ MORE >>

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Tuesday, October 5, 2021

Five Ways to Make Your Home More Secure

Any home in any community is not immune to theft, vandalism or home invasion risks. These are very scary situations to consider, and it is natural to want to protect yourself. If, like most people, you are staying close to home in 2020, then you’ll want your home to have top-notch security measures. READ MORE >>

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Tuesday, June 30, 2020

Do You Know What Your Homeowners' Insurance Policy Covers ?

Many homeowners may have a problem and may not even be aware of it. Many don't know what their homeowners insurance policy covers. There are reasons for this, some of which are understandable.   Many people buy their initial homeowners' insurance policy when they purchase their home. READ MORE >>

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Friday, February 28, 2020

When Is It Worth Filing A Burglary Claim?

When it comes to home insurance, burglary is frustrating. Stolen goods might be more valuable for sentimental reasons than economic reasons, and the value of the claim might not even match the deductible. This can leave you in an awkward situation where you would be covered if the thieves had stolen a little more than they did. READ MORE >>

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Tuesday, July 2, 2019

What is Scheduled Items Home Insurance?

When you buy your homeowners insurance, you won’t only insure the house, but you’ll also insure the items in the home. As much as the structure, your possessions have value, and you don’t want to lose them. You’ll likely be glad to know that your homeowners insurance can help you protect your possessions. READ MORE >>

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Friday, June 7, 2019

Home Insurance Costs for Liability Coverage

Home insurance is a requirement for many property owners. Even if you do not have a loan on your home, it is one of the most important financial investments you can make. Yet, many people want to ensure they are not overpaying for their coverage. They want the best rate for the right level of protection. READ MORE >>

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Tuesday, May 7, 2019

What Can You Bundle with Your Auto Insurance

Bundling is a term you may hear a lot about when purchasing insurance. In short, it is an opportunity to put multiple types of insurance together with the goal of saving money. This method can be helpful when you wish to save money on your auto insurance. Yet, many people are unsure how to access it or how to get the best price. READ MORE >>

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Tuesday, February 5, 2019

If Your Home Is Lost, Does Your Mortgage Company Get the Check?

A devastating storm rips through your community. Your home suffers significant damage. The home insurance agent tells you that repairs are just too expensive. Instead, it wants to help you rebuild your home. Or, it wants to pay you the maximum allowable under the policy. READ MORE >>

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