McInnis Insurance Services, Inc. Blog: damage
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Monday, June 4, 2018Wind can be powerful. Even if you do not live near the ocean or plains, it can cause damage to your home. The roof is highly susceptible to such damage. In a flash, your roof shingles may no longer be present. You may even see the roof lift off the structure. This type of damage is very destructive. READ MORE >>
Monday, March 20, 2017Flood damage is a complicated insurance issue. Generally, standard commercial property insurance does not cover flood damages to a business. This is a grave concern, since flooding is more prevalent than you might think. In fact, prolonged precipitation, damaged dams or levees and even burst pipes could flood an office or worksite. READ MORE >>
Thursday, January 12, 2017Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>
Monday, October 17, 2016Purchasing flood insurance for your home or business isn't something to overlook. Most property insurance plans (whether for residential or commercial buildings) do not provide financial protection in the event of a flood. This means you could suffer substantial loss to your building and contents if a flood occurs and your current insurance may not provide support to you. READ MORE >>