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McInnis Insurance Services, Inc. Blog: coverage

View the latest blog posts from McInnis Insurance Services, Inc..

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Wednesday, December 23, 2020

How Does Renters Insurance Work with Pets?

Pets are a part of your family and should be protected. However, renters insurance with pets can be a little more complicated than expected. First, pets are generally covered under renters insurance, but not always in the way you expect.  Are Pets Considered Property for Renters Insurance?  READ MORE >>

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Friday, October 16, 2020

Is Homeowners Insurance Based on Property Value?

The amount of home insurance you need, as well as the price of insurance, depends on several factors. Primarily, your home insurance coverage needs should be based off the value of that which you want to insure. For example, the value of your physical home and personal belongings.   READ MORE >>

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Monday, April 9, 2018

Pet Liability Insurance in Renters Policies

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

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Monday, July 24, 2017

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

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Friday, June 23, 2017

Road Trip Maintenance for the Summer

The summer’s here and it’s time to hit the road. Before you go, planning ahead can save you time and money. Getting your car prepared is the first step to a great road trip. Not only can maintenance improve your finances, it can also protect your insurance risks. READ MORE >>

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Wednesday, May 24, 2017

Vital Systems Checks for Your Boat

A well-functioning boat reduces your chances of accidents when you are out on the water. If your boat suffers from malfunctions or stress, you face safety risks for both you and your passengers. You can even pose problems to other boaters on the water, and even others on land. READ MORE >>

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Tuesday, April 25, 2017

Covering Customizable Motorcycles

Motorcycles are often very fun, but very expensive pieces of equipment. With this financial investment, you also need to consider motorcycle insurance. Many states even require their motorcycle riders to carry minimum levels of insurance. Different places have different motorcycle insurance rates. READ MORE >>

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Monday, March 20, 2017

Preparing A Business For Flooding

Flood damage is a complicated insurance issue. Generally, standard commercial property insurance does not cover flood damages to a business. This is a grave concern, since flooding is more prevalent than you might think. In fact, prolonged precipitation, damaged dams or levees and even burst pipes could flood an office or worksite. READ MORE >>

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Wednesday, February 8, 2017

Insurance Protection Options For Your Band

If you are part of a band, you know that your image is everything. In addition to making great music, you also work on building your professional reputation. Some musicians get a bad reputation for being difficult acts to book. These musicians might cause damage or not respect the venue they perform in. READ MORE >>

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Thursday, January 12, 2017

Does Renters Insurance Cover Sprinkler Damage?

Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>

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7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
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