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McInnis Insurance Services, Inc.

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McInnis Insurance Services, Inc. Blog: coverage

View the latest blog posts from McInnis Insurance Services, Inc..

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Wednesday, June 16, 2021

An Overlooked Fire Hazard in Your Home

Lint is the fuzzy stuff that comes out of your pocket with your change when buying something at a store. It seems harmless enough except that in large quantities, it is extremely flammable. The reason is that it has a lot of surface area for a flame to take hold. It also contains lots of trapped air which helps to support combustion. READ MORE >>

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Friday, May 21, 2021

How to Avoid a Bad Deal on a Car

When looking for a vehicle, especially a used vehicle or older car, you will come across a lot that are not quite what you are looking for. Some will have too high of gas mileage while others will have deeper issues hidden where you can’t see them. READ MORE >>

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Thursday, April 29, 2021

Do I Need Proof of Renters Insurance?

Proof of renters insurance is required by most landlord by the time you move in. On or before your move-in date, depending on your lease, you will need to have proof that you carry insurance as required by your lease.  Landlords ask tenants present this proof in case a renter lies about carrying renters insurance or purchases it for a month before cancelling it. READ MORE >>

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Tuesday, March 9, 2021

Understanding Life Insurance Terms

The world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terms.   The Basics of Life Insurance Terms  A Helpful Glossary of Common Policy Types and Terms  READ MORE >>

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Wednesday, January 27, 2021

What to do if Your Car Gets Stolen

At minimum, your car is your source of transportation, and probably something you’re quite proud of. It’s also one of your most significant monetary investments. You clearly don’t want to have a wreck or face any other type of vehicle damage, and one of the most significant of these might be vehicle theft. READ MORE >>

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Wednesday, December 23, 2020

How Does Renters Insurance Work with Pets?

Pets are a part of your family and should be protected. However, renters insurance with pets can be a little more complicated than expected. First, pets are generally covered under renters insurance, but not always in the way you expect.  Are Pets Considered Property for Renters Insurance?  READ MORE >>

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Friday, October 16, 2020

Is Homeowners Insurance Based on Property Value?

The amount of home insurance you need, as well as the price of insurance, depends on several factors. Primarily, your home insurance coverage needs should be based off the value of that which you want to insure. For example, the value of your physical home and personal belongings.   READ MORE >>

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Monday, April 9, 2018

Pet Liability Insurance in Renters Policies

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

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Monday, July 24, 2017

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

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Friday, June 23, 2017

Road Trip Maintenance for the Summer

The summer’s here and it’s time to hit the road. Before you go, planning ahead can save you time and money. Getting your car prepared is the first step to a great road trip. Not only can maintenance improve your finances, it can also protect your insurance risks. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

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