Get A Quote About Contact Home Page
McInnis Insurance Services, Inc.

Personal Business Life Entertainment Medical Professional

Spring is approaching. As seasonal changes beckon, you can look forward to warming weather. Often, fronts accompany the warming trend, and with these fronts might come storms. spring storm image

The risk of severe weather increases during the spring. With it comes a higher risk of property damage. Your home could sustain damage even as it protects you during a storm. If you let the damage pile up, you might eventually face severe costs and property losses.

Spring Storm Preparation Tips

Spring thunderstorms can hit with very little warning, so preparedness is key. As we enter late winter and early spring, take the time to spruce up your home and secure it against storm damages.

  • Keep an eye on the weather at all times. If a severe storm warning develops, immediately take steps to secure the home. Many Americans keep storm alert radios in their homes as a quick reference.
  • During good weather, inspect the home’s roof. If the roof has structural problems, it might be more susceptible to wind, rain or hail damage. Replace shingles or other portions of the roof as needed. Considering replacing the roof every six to ten years.
  • Check the home’s gutter and drainage systems. Clear debris to allow rainwater to flow freely. If the systems don’t function properly, they might allow water to flood the home.
  • Inspect the foundation for cracks. Damaged foundations might allow moisture into the home. Or, severe wind might put additional strains on unstable foundations. Many homes require periodic foundation repairs.
  • Should storms threaten imminently, move loose outdoor objects inside. At-risk items might include plants, furniture, tools or toys. Storing these items might help protect them from damage. It can also prevent them from becoming wind-borne projectiles.
  • Clean up and clear away dead or damaged shrubbery. Pay special attention to shrubbery that overhangs your home. Should limbs fall on the home in a storm, they could cause severe damage.
  • Inspect your electrical system, and have repairs made as necessary. Outages or surges during storms might cause issues. This includes the potential for fires and appliance damage. During storms, turning off and unplugging electronics can help prevent damage.

In the event of severe storm damage, your homeowner’s insurance can often provide help. However, always examine your policy closely. It might contain exclusions or limits on the type of help you receive. For example, your policy might cover hail and wind damage, while not covering flood damage. Talk to your insurance agent at 844.926.0860 about the best way to structure your policy to cover storm damage risks.

Contact Insurance Professional

Additional Information: How Much is Home Insurance in New Orleans? and 3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

Posted 11:00 AM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

View Mobile Version
icon Our Latest Blog
Read more >
icon What People Are Saying
Read more >
Connect With Us: Facebook Twitter LinkedIn Google+ Yelp RSS

Visit Us

McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418

Site Links

Personal Insurance
Business Insurance
Life Insurance
Entertainment Insurance
Medical Professional Insurance

Hurricane & Flood Information
Make a Payment
Customer Service
File a Claim
Contact Us
Please note that we cannot bind insurance via email, fax or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used is not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
© Copyright 2017. All rights reserved. Powered by Insurance Website Builder
How Can We Help You?
or call us at