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Black Tie EventLike any company, entertainment businesses face certain risks that can threaten their financial stability. This is especially true of liability risks because, generally speaking, a lot of guests attend events that an entertainment business plans. Luckily, you can rest at ease knowing that you've taken steps to protect your business with entertainment insurance.

There are many facets to an entertainment business. You may plan special events, provide catering services or even valet cars for guests. The best way to get a fitting policy is to consult with your independent insurance agent. He or she will assess the needs of your business and help you select the appropriate coverage options and limits.

In the meantime, here are a few of the most common coverage options that are included in most entertainment insurance policies.
  • Property Insurance: Protect your business' computers, tents, furniture and other assets with property coverage. Businesses make substantial investments in these assets and a loss could have devastating consequences. With property coverage, you could be reimbursed after a covered loss so you can recover and resume business operations.
  • General Liability Insurance: With guests and third party vendors on the scene, it's no surprise that accidents can happen. General liability coverage helps fund medical bills and lost wages for injured third parties, along with any legal fees and settlements you may face as the result of being sued.
  • Liquor Liability Insurance: If your business sells or provides alcohol in any capacity, you are liable for the safety of guests. If an incident should occur that involves a drunken guest, your business may be responsible for any resulting injuries or damages. Liquor liability coverage can help cover these expenses if they arise.
  • Commercial Auto Insurance: Cars, trucks, buses and vans used for business purposes need to be insured, just as personal vehicles do. While commercial auto liability coverage is required, there are a host of additional coverage options to choose from for more comprehensive coverage.
Start building your perfect policy today. Call McInnis Insurance Services at (844) 926-0860 for more information on Baton Rouge LA entertainment insurance.
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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418

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